AFRM
Affirm Holdings, Inc. (AFRM)
Financial Services • Credit Services • $72.35 • MCap: 24,412,426,240
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https://www.affirm.com • Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
Buy Decision Core
Total Score
70
Business Quality
19
Financial Strength
17
Growth Outlook
11
Momentum
5
Price Action
Current
72.35
52W High
92.18
52W Low
42.53
Above 50DMA
77.09 (-6.15%)
Above 200DMA
66.51 (8.77%)
Relative Strength
Relative Strength
0.11
RS 3M
0.14
RS 6M
0.4
RS 9M
0.04
RS 12M
-0.18
Fundamentals
Revenue Growth
0.33%
Earnings Growth
21.87%
ROE
0.45%
ROA
0.02%
Valuation
PE (Fwd)
14.74
PEG
0.68
P/B
4.45
Upside
37.16%
Risk
Beta
3.61
Short %
0.05
Risk Score
8.00
Analyst
Rating
buy
Target
99.23
Beta
3.61
Analysts
0
Total Score
70
Upside
37.16%
Relative Strength
0.11
Beta
3.61
Why Buy?
- PEG Ratio below 1 (attractive valuation)
- Trading above 200 DMA
- Analyst upside exceeds 15%
Key Risks
- High volatility (Beta > 1.5)
- Weak long-term relative strength
Score Breakdown
Business
19
19
Financial
17
17
Growth
11
11
Valuation
14
14
Risk
1
1
Momentum
5
5
Technical
52W High: 92.18
52W Low: 42.53
Above 50DMA: -6.15%
Above 200DMA: 8.77%
Valuation
Forward PE: 14.74
PEG: 0.68
P/B: 4.45
Upside: 37.16%
Risk
Beta: 3.61
Short Float: 0.05%
ROE: 0.45%
ROA: 0.02%