BCML
BayCom Corp (BCML)
Financial Services • Banks - Regional • $30.80 • MCap: 336,339,584
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https://www.unitedbusinessbank.com • BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Buy Decision Core
Total Score
46
Business Quality
11
Financial Strength
5
Growth Outlook
5
Momentum
2
Price Action
Current
30.80
52W High
34.79
52W Low
26.35
Above 50DMA
31.66 (-2.72%)
Above 200DMA
30.07 (2.44%)
Relative Strength
Relative Strength
0.04
RS 3M
-0.02
RS 6M
0.08
RS 9M
0.06
RS 12M
0.07
Fundamentals
Revenue Growth
-0.18%
Earnings Growth
0%
ROE
0.04%
ROA
0.01%
Valuation
PE (Fwd)
12.89
PEG
0.99
P/B
1.00
Upside
3.90%
Risk
Beta
0.29
Short %
0.02
Risk Score
3.00
Analyst
Rating
none
Target
32.00
Beta
0.29
Analysts
0
Total Score
46
Upside
3.90%
Relative Strength
0.04
Beta
0.29
Why Buy?
- PEG Ratio below 1 (attractive valuation)
- Trading above 200 DMA
Key Risks
- Revenue growth is negative
Score Breakdown
Business
11
11
Financial
5
5
Growth
5
5
Valuation
17
17
Risk
4
4
Momentum
2
2
Technical
52W High: 34.79
52W Low: 26.35
Above 50DMA: -2.72%
Above 200DMA: 2.44%
Valuation
Forward PE: 12.89
PEG: 0.99
P/B: 1.00
Upside: 3.90%
Risk
Beta: 0.29
Short Float: 0.02%
ROE: 0.04%
ROA: 0.01%